Q. I see the name WealthForge on your website. Who is WealthForge?

With over $4 billion reviewed, $280 million transacted and 6000+ investments, WealthForge is MacroCrowd’s broker-dealer partner who provides compliance and regulatory oversight. 

 

 

Q. Where do my funds go when I invest?

In compliance with FINRA and SEC regulation all investments go directly to our broker-dealer partner or escrow agent before escrow is reached. When escrow is reached, funds are then transferred to the sponsors of the deal until the term is completed.

Q. What is the impact of the JOBS Act on MacroCrowd?

President Obama signed the Jumpstart Our Business Startups Act (JOBS Act) into law in April of 2012. The intent of the JOBS Act is to provide more effective access to capital for small businesses and startups. Although a majority of the attention paid to Title III of the JOBS Act (which provides a legal framework to enable equity based crowdfunding), Title II potentially will have the greatest impact on MacroCrowd. While MacroCrowd will not rely initially on the implementation of the JOBS Act, Title II of the Act will lift the ban on general solicitation of certain securities and allow companies such as MacroCrowd to offer investment opportunities to prospective investors where no prior meaningful relationship exists. After Title III regulations are fully enabled by the SEC, MacroCrowd will be able to offer investment crowdfunding opportunities in their fullest sense, opening up to thirty trillion dollars of capital for investment in real estate opportunities around the nation. MacroCrowd will truly bring Wall Street back to Main Street.

Q. Can you describe the MacroCrowd investment process?

All of our investors must pass our initial screening process to qualify for accredited, non-accredited, or foreign status. They are then able to examine potential investment opportunities when logged in to our platform. Our platform presents all due diligence items, level financials, proposed deal structures and business plans, investment documents (including operating agreement, an investor questionnaire and subscription agreement) as well as detailed information on the operating partner. Once the investor considers the investment attractive enough to add to their portfolio, they simply click the “INVEST” button. They will then be asked to execute the required documents online with a secure e-signature process to secure their position in the investment. We present our investors with several options to execute the transfer of funds into a secure third party escrow account. All funds are held in this account until the investment is complete. Monies are then transferred securely to the investment fund and the transaction is closed since a new entity takes ownership of the asset. If the opportunity fails to reach its full funding amount, all funds will be returned to the investors.

Q. When will I see a return on my investment?

Real estate investments typically operate on a longer time-frame than more liquid stocks or bonds. Investments into company equity are also long-term, however each deal is unique and will have its financials listed on its respective offering page. Each investment opportunity is accompanied by a thorough business plan that outlines the time-frame necessary to realize the investment. This may vary anywhere from one to ten years. The nature of the units in the LLC investment are considered “restricted shares” according to SEC guidelines and may not be sold openly to the public. It is our intention at MacroCrowd to either partner with an established secondary market provider or develop a proprietary secondary market for these securities to provide the ultimate flexibility to investors.

Q. What fees accompany investment with MacroCrowd?

Our fees are dependent upon the type of investment and how complex its organizational structure is. We experience a return on the profits when the distribution payments are made as well as when an asset is sold, so we don’t get paid unless you get paid. We make sure the investment opportunity we present to you is solid and will be successful because our bottom-line interests are aligned with yours; we make money when you do – it’s that simple. Furthermore, once profits from the sale or distribution are given, these monies cover the administrative and legal costs of arranging the investment and the continuing reporting and management of the investment. Fees differ per project and are listed in the operating LLC agreement for your review. MacroCrowd may also use an affiliated operating company to supply asset management for the ongoing optimization of the investment.

Q. Who is responsible for the management and maintenance of the asset?

Each asset is the responsibility of an experienced asset operator with the background needed experience to operate the asset at its peak and provide solutions. The operators are experts in the appropriate asset class, from apartment buildings to tech startups. In addition, the opportunity to review the operator’s past investment experience and background prior to the investment will be made available to you.

Q. Who is responsible for decisions in an LLC?

Each investment offered by MacroCrowd is managed by a MacroCrowd-controlled LLC who acts as the “Managing Member.” This individual has sole and exclusive rights for the management, control and performance of the affairs of the LLC. These rights include, but are not limited to, fund distribution to investors, decisions regarding sale and leasing, operational decisions and reporting.

Q. I'm not based in the United States, can I still invest on MacroCrowd?

Yes.

Q. What are the tax implications of an investment?

We encourage you to contact your accountant or other tax advisory services. MacroCrowd cannot give individual tax advice.

Q. How do I know if the companies and team members are who they claim to be?

All companies are required to submit their articles of incorporation or similar type of document. Verification of the identities of the team members are provided through a third-party company. Nevertheless, each individual investor is ultimately responsible to perform due diligence.

Q. Can I fund a company or real estate development anonymously?

Yes, you can choose not to show your investment portfolio to the public.

Q. How much can I invest on MacroCrowd? Is there a minimum? Is there a Maximum?

Each campaign is different. You will find the detailed investment terms and conditions in the private placement memorandum for each campaign. The maximum is assuredly any and all remaining escrow in the specific offering, and the minimum is a flexible number that can be made through a payment plan. Please refer to the offering for details on minimum investments.

Q. What do I need to know about early-stage investing? Are these investments risky?

Company listings on MacroCrowd are only suitable for potential investors who are willing to accept the risk associated with private placement investments. The legal implications of claiming an investment to be "guaranteed" are fraught with litigation and MacroCrowd will never make this claim. What we can guarantee however, is that our investments are carefully analyzed and scrutinized by several teams both in and outside of MacroCrowd. The majority of the offerings on our platform are in actuality partially funded by MacroCrowd and its participating partners. The only investment opportunities we provide on our site are quality projects that our team and partners would look to invest in as well.
 Securities purchased in private placements are not publicly traded and are intended for investors who do not have a need for a liquid investment. There can be no assurance that the securities price/valuation is accurate or that it is in agreement with the market or industry valuations. In addition, potential Investors will likely receive restricted securities that may require a holding period before resale is permitted. Companies seeking private placement investments tend to be in earlier stages of development and have not yet been fully tested in the public marketplace. A private placement investment requires high-risk tolerance, low liquidity concerns, and long-term commitments. All investments carry an element of risk, and potential Investors must be able to afford to lose their entire investment because that is a very real possibility.
All investment opportunities go through an extremely thorough analytical process before being accepted for our platform, we encourage all our investors to look through all the provided information. Each opportunity is appropriate for different investors with different appetites. Only by doing your own due diligence can you confirm that the investment is in your portfolio's best interest. 

Q. How do I make an investment?

1. Create an account.
It’s free to create your account with MacroCrowd. Click the JOIN NOW tab on the top right-hand corner of our website, fill out some basic information, confirm your email address, and enjoy insider access to invest in companies and real estate pre-screened by our partners, the MacroCrowd team, and now you!
  2. Make an informed decision.
Click the Offerings tab on the top section of our website, select one, and read our experts’ analysis material. Whether you wish to make a small investment or a large one - the MacroCrowd team always recommends investors to read through our full presentation. Our contact information is at the bottom of our website; contact us if you have any questions, make a professionally informed decision, and invest.
  3. Finalize your investment.
Once you have navigated to the due diligence page of the offering, click the orange INVEST link, choose the amount, and fill out the legally required fields if necessary. Please note that depending on the offering, you may need to be verified as an accredited investor. Once this is done, let us know how you wish to receive your returns, and submit payment.
  4. Sit back, relax, and refer.
Get your investment updates via both email and the dashboard on your investor profile. Contact us about the specific offering’s referral perks and we’ll let you know how you can benefit your portfolio by referring other investors. Once we reach either the minimum or maximum funding goal, the total is only then transferred to the operating team. Sit back, relax and let our experts do all the legwork to get you your returns.
  5. Reap the ROI and the rewards.
Your funds only become illiquid when escrow is reached. Once this is complete, congratulations! You are officially an investor. At the predesignated ROI payment dates, you will receive percentage shares of cash distributions. This will also grant access to your ROI analyzer on your investor dashboard to watch how your money is working for you. In addition, we have a unique rewards program for our investors. Contact us to find out about what specific rewards you can expect from your investments with MacroCrowd. 

Q. Who can become an investor?

In order for a member on MacroCrowd to become an investor, you must meet one of the following requirements:
  1. Be a non-U.S. Investor  
2. Be a U.S. Accredited Investor. US accredited investors must meet one of the following requirements:
Individual net worth, or joint net worth with your spouse, exceeding $1 million excluding your primary residence.
Have individual gross income of last two years of at least $200,000 ($300,000 with spouse) with the expectation of the same income in the current year.
Entities must have at least $5 million in assets (or all individual owners meet accredited investor tests).
  3. Invest into a particular investment opportunity open to U.S. Non-Accredited Investors.
On October 30, 2015, the Securities and Exchange Commission adopted final rules to permit companies to offer and sell securities through equity crowdfunding for non-accredited investors.
Individual investors, over a 12-month period, can invest in the aggregate across all equity crowdfunding offerings up to:
If either their annual income or net worth is less than $100,000, then the greater of:
$2000 or 5 percent of the lesser of their annual income or net worth.
If both their annual income and net worth are equal to or more than $100,000, 10 percent of the lesser of their annual income or net worth; and
During the 12-month period, the aggregate amount of securities sold to an investor through all equity crowdfunding offerings may not exceed $100,000

Q. What is the investment criteria for raising capital for a company project on MacroCrowd?

Technology companies that are looking to raise capital with MacroCrowd, will be vetted based on the following criteria:
A viable product.
Demonstrate traction in the marketplace by either showing a growth in revenues or an increasing user base.
At least two full-time members; having a technical co-founder is a plus.
Experienced founders with prior success.
It is a plus if teams can raise part of the targeted funds on their own.

Q. How much does it cost to be listed on MacroCrowd?

MacroCrowd has no initial up-front charge for applying. However, when you are approved to be listed on the site, you will have to pay a fee to set up an escrow account with a U.S. Bank. Additionally, when the campaign officially closes we will charge a percentage of the total amount you raise through us. This fee is similar to what companies pay to investment bankers in the traditional funding rounds.

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